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The 10 Cheapest Vehicles to Insure in 2017

When vehicle shopping, the cost of insurance is typically not a purchase factor for most buyers. But with the cost of full-coverage insurance costing thousands of dollars per year, perhaps it should be a part of your formula.

There are many factors that go into determining the cost of insuring a vehicle — coverage and deductibles, driver history, characteristics, vehicle safety rating, cost and availability of vehicle parts and more. All things equal, however, some vehicles will typically cost more or less to insure than others. compiles an annual list of lowest-cost vehicles to insure; here are the current top ten:

  • Honda Odyssey LX
  • Jeep Renegade Sport
  • Jeep Wrangler Black Bear
  • Honda CR-V LX
  • Jeep Compass
  • Subaru Outback 2.5l
  • Jeep Cherokee Sport
  • Buick Encore
  • Jeep Patriot Sport
  • Subaru Forester 2.5l

If monthly cost is a determining factor in an upcoming vehicle purchase, it might be worth contacting your insurance company to gauge the cost of insuring several vehicles that have your interest. The cost of covering differing vehicles can swing $50 or more one way or the other per month. That’s equivalent to roughly $2,000 in vehicle cost.

If those several thousand dollars would be a factor in the initial vehicle purchase, then consider the compounding effects of a high-cost or low-cost premium. It has the potential to impact the total cost of owning a vehicle in a major way.